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About Membership

As a member-owned credit union, we pass our earnings back to our members in the form of higher savings rates and lower loan rates. We do not have stockholders to answer to, only our members. This is the credit union difference. Learn more about South Carolina Federal!

There are many ways a person can become a South Carolina Federal Member through family relationships, employers, geographic areas, or military or member associations. Or you can simply become a member of the South Carolina Federal Credit Union Foundation via a one-time $5.00 membership fee. If that sounds confusing, do not worry! Just give us a call or stop by and we will help you navigate.

What identification do I need to open an account?

  • Adults, and minors 15 to 17 years old, are required to present one form of a current government-issued photo identification. For security purposes, we may ask for additional forms of identification. Photo identification must include:     
    • Picture
    • Signature
    • Issue Date
    • Expiration Date
  • Minors, 12 years old and under, are required to present a Social Security card or Military ID.

How to Become a Member


Am I eligible?

During your application, we will ask you how you are eligible for membership. There are a bunch of different ways to join our credit union!

Provide Your Info

Gather a few things.

You will need to provide some identifying information such as your Social Security Number along with your driver's license (or government ID). This should only take a few minutes.

Set Up Your Account

Savings account is included.

Every member gets a savings account at SC Federal. Have your current bank information handy so you can fund your account right away.

Hear what our members have to say.

Remember, You Are a Member, and Member = Owner.