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Mortgage Rates

South Carolina Federal offers its members many types of real estate loans including: First and second mortgages and home equity lines of credit; for purchase or refinancing; fixed or variable rates. We have some great options for first-time homebuyers, too!

View Today's Featured Rates

For further information or to schedule an appointment in a branch with one of our expert mortgage loan officers please visit our Residential Mortgages page.  Don't forget to ask about our Best Mortgage Guarantee.

If you would like to contact us by phone, please call a South Carolina Federal mortgage representative at 843.569.5145 in the Charleston area, or toll free at 800.845.0432, ext. 5145.

Home Equity Line of Credit As low as 5.00% APR2
Fixed Rate Second Mortgage As low as 4.375% APR

Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).