Fees effective as of January 1, 2017

Checking Fees
Fees
Simple Checking
$5.00/month if qualifying relationship is not met. Waived for accounts opened 30 days or less
Premium Checking
$10.00/month if qualifying relationship is not met. Waived for accounts opened 30 days or less
Share Savings
Fees
Low Balance
$5.00/month, if average daily balance is less than $1002
Account Withdrawal Fee
$4.00/withdrawal, if more than three (3) per month
Account Service Fee

$5.00/month. Waived for eStatement users, accounts opened 90 days or less, members age 18 and younger or members born on or before January 1, 19631

Christmas Club & MY Whatever Savings
Fees
Account Withdrawal Fee
$4.00/withdrawal, if more than four (4) per year
Money Market
Fees
Low Balance Fee
$10.00/month, if daily balance requirement is not met
Account Withdrawal Fee
$10.00/withdrawal, if more than six (6) per month
Safe Deposit Box
Annual Rental Fees
5 x 5 Size
$52.00/year
3 x 5 Size
$36.00/year
3 x 10 Size
$55.00/year
5 x 10 Size
$76.00/year
10 x 10 Size
$127.00/year
Change of Locks
$125.00/lock
Premium Checking Member
$20.00/year discount on any box size
Drilling of Boxes
$125.00/box
Account
Fees
Non-Sufficient Funds (NSF)

$36.00/item4

Negative Balance
$5.00/day after fifth day3
Courtesy Pay

$36.00/item4

Returned Deposit Item
$12.00/item
Stop Payment
$35.00/request
Stop Payment Delete Fee
$12.00/request
Check Printing
Prices vary depending upon style
Foreign Item Deposit (U.S. Dollars)
$5.00/item
Overdraft Transfer Fee
$4.00/share or checking account overdraft transfer
Foreign Item Deposit (Other)
$10.00/item plus exchange
Electronic Funds Transfer (EFT)
Fees
External Transfer Fee
$2.00 per outgoing transfer
Foreign ATM Withdrawal/Transfer Fee
$2.50 per withdrawal/transfer ~ waived for Premium Checking
Other Service Fees
Other Service Fees
Account Reconciliation
$10.00/half hour; $10 minimum charge
Account Research
$11.00/half hour; $11 minimum charge
Verification of Deposit
$15.00 /request
Statement Copy
$5.00/copy
Wire Transfer (Incoming)
$10.00/transfer
Wire Transfer (Outgoing)
$30.00/transfer
Dormant Account
$10.00/month after 6 months ~ no fee for members under the age of 18
Check Cashing
$3.00 per item
Cashier's Check
$10.00/check ~ waived for Premium Checking
Invalid ATM Deposit
$35.00/deposit
Bad Address
$5.00/month after two (2) consecutive months
Account Closing
$25.00 if closed within 90 days of opening
Speedpay
Inquire for current fee
Debit Card Replacement Fee
$6.00/card ~ waived for Premium Checking
Bill Pay
Fees
Stop Payment
$35.00/request
Overnight Check
$13.00/check
Same Day Bill Pay (Payment deliver options may vary from biller to biller.)
$8.00/item
NSF
$36.00/item
Bill Pay Registered Self-Service Checking Non-Usage Fee
$5.00/for every month that zero bills are paid through Bill Pay
Non-Member Fees
Non-Member Fees
Replacement Check
$5.00/check
Cashing South Carolina Federal Checks
$5.00/check
Coin Counter
8% of cash value
ATM Surcharge
$3.00/transaction for using foreign cards in South Carolina Federal machines
Share Value
Share Value
Par Value of One Share
$5.00
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