Fees effective as of January 1, 2017

Checking Fees
Simple Checking
$5.00/month if qualifying relationship is not met. Waived for accounts opened 30 days or less
Premium Checking
$10.00/month if qualifying relationship is not met. Waived for accounts opened 30 days or less
Share Savings
Low Balance
$5.00/month, if average daily balance is less than $1002
Account Withdrawal Fee
$4.00/withdrawal, if more than three (3) per month
Account Service Fee

$5.00/month. Waived for eStatement users, accounts opened 90 days or less, members age 18 and younger or members born on or before January 1, 19631

Christmas Club & MY Whatever Savings
Account Withdrawal Fee
$4.00/withdrawal, if more than four (4) per year
Money Market
Low Balance Fee
$10.00/month, if daily balance requirement is not met
Account Withdrawal Fee
$10.00/withdrawal, if more than six (6) per month
Safe Deposit Box
Annual Rental Fees
5 x 5 Size
3 x 5 Size
3 x 10 Size
5 x 10 Size
10 x 10 Size
Change of Locks
Premium Checking Member
$20.00/year discount on any box size
Drilling of Boxes
Non-Sufficient Funds (NSF)


Negative Balance
$5.00/day after fifth day3
Courtesy Pay


Returned Deposit Item
Stop Payment
Stop Payment Delete Fee
Check Printing
Prices vary depending upon style
Foreign Item Deposit (U.S. Dollars)
Overdraft Transfer Fee
$4.00/share or checking account overdraft transfer
Foreign Item Deposit (Other)
$10.00/item plus exchange
Electronic Funds Transfer (EFT)
External Transfer Fee
$2.00 per outgoing transfer
Foreign ATM Withdrawal/Transfer Fee
$2.50 per withdrawal/transfer ~ waived for Premium Checking
Other Service Fees
Other Service Fees
Account Reconciliation
$10.00/half hour; $10 minimum charge
Account Research
$11.00/half hour; $11 minimum charge
Verification of Deposit
$15.00 /request
Statement Copy
Wire Transfer (Incoming)
Wire Transfer (Outgoing)
Dormant Account
$10.00/month after 6 months ~ no fee for members under the age of 18
Check Cashing
$3.00 per item
Cashier's Check
$10.00/check ~ waived for Premium Checking
Invalid ATM Deposit
Bad Address
$5.00/month after two (2) consecutive months
Account Closing
$25.00 if closed within 90 days of opening
Inquire for current fee
Debit Card Replacement Fee
$6.00/card ~ waived for Premium Checking
Bill Pay
Stop Payment
Overnight Check
Same Day Bill Pay (Payment deliver options may vary from biller to biller.)
Bill Pay Registered Self-Service Checking Non-Usage Fee
$5.00/for every month that zero bills are paid through Bill Pay
Non-Member Fees
Non-Member Fees
Replacement Check
Cashing South Carolina Federal Checks
Coin Counter
8% of cash value
ATM Surcharge
$3.00/transaction for using foreign cards in South Carolina Federal machines
Share Value
Share Value
Par Value of One Share