Personal Banking Fee Schedule

Fees effective as of January 1, 2017

Share Savings Fees
Account Service Fee

$5.00/month. Waived for eStatement users, accounts opened 90 days or less, members age 18 and younger or members born on or before January 1, 19631

Account Withdrawal Fee $4.00/withdrawal, if more than three (3) per month
Low Balance $5.00/month, if average daily balance is less than $1002
Checking Fees Fees
Premium Checking $10.00/month if qualifying relationship is not met. Waived for accounts opened 30 days or less
Simple Checking $5.00/month if qualifying relationship is not met. Waived for accounts opened 30 days or less
Christmas Club & MY Whatever Savings Fees
Account Withdrawal Fee $4.00/withdrawal, if more than four (4) per year
Money Market Fees
Account Withdrawal Fee $10.00/withdrawal, if more than six (6) per month
Low Balance Fee $10.00/month, if daily balance requirement is not met
Safe Deposit Box Annual Rental Fees
3 x 5 Size $36.00/year
5 x 5 Size $52.00/year
3 x 10 Size $55.00/year
5 x 10 Size $76.00/year
10 x 10 Size $127.00/year
Change of Locks $125.00/lock
Drilling of Boxes $125.00/box
Premium Checking Member $20.00/year discount on any box size
Account Fees
Negative Balance $5.00/day after fifth day3
Courtesy Pay


Non-Sufficient Funds (NSF)


Returned Deposit Item $12.00/item
Stop Payment $35.00/request
Stop Payment Delete Fee $12.00/request
Check Printing Prices vary depending upon style
Foreign Item Deposit (U.S. Dollars) $5.00/item
Foreign Item Deposit (Other) $10.00/item plus exchange
Overdraft Transfer Fee $4.00/share or checking account overdraft transfer
Electronic Funds Transfer (EFT) Fees
Foreign ATM Withdrawal/Transfer Fee $2.50 per withdrawal/transfer ~ waived for Premium Checking
External Transfer Fee $2.00 per outgoing transfer
Other Service Fees Other Service Fees
Account Reconciliation $10.00/half hour; $10 minimum charge
Account Research $11.00/half hour; $11 minimum charge
Verification of Deposit $15.00 /request
Statement Copy $5.00/copy
Wire Transfer (Incoming) $10.00/transfer
Wire Transfer (Outgoing) $30.00/transfer
Dormant Account $10.00/month after 6 months ~ no fee for members under the age of 18
Check Cashing $3.00 per item
Cashier's Check $10.00/check ~ waived for Premium Checking
Invalid ATM Deposit $35.00/deposit
Bad Address $5.00/month after two (2) consecutive months
Account Closing $25.00 if closed within 90 days of opening
Debit Card Replacement Fee $6.00/card ~ waived for Premium Checking
Speedpay Inquire for current fee
Bill Pay Fees
Stop Payment $35.00/request
NSF $36.00/item
Overnight Check $13.00/check
Same Day Bill Pay (Payment deliver options may vary from biller to biller.) $8.00/item
Bill Pay Registered Self-Service Checking Non-Usage Fee $5.00/for every month that zero bills are paid through Bill Pay
Non-Member Fees Non-Member Fees
Replacement Check $5.00/check
Cashing South Carolina Federal Checks $5.00/check
Coin Counter 8% of cash value
ATM Surcharge $3.00/transaction for using foreign cards in South Carolina Federal machines
Share Value Share Value
Par Value of One Share $5.00

Online Banking

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)