From "Savings Fitness: A Guide to Your Money and Your Financial Future," made available to consumers by the U.S. Department of Labor and the Certified Planner Board of Standards.
If you don't plan ahead on how and when you should access your IRA (individual retirement account) money, you may get a worse tax bite than necessary.
As the recession brought home to many people, making your money last through retirement can be a challenge. If you plan ahead and actively manage your retirement accounts, it can help ensure you won't outlive your money.
If your employer has a matching 401(k) retirement program (or a 403(b) if you work for a non-profit) and you’re not taking advantage of it, you are turning down free money.
According to a recent Gallup poll, 54% of Americans say they are either very or somewhat worried about having enough money for retirement. To get on track it's a good idea to frequently recalculate your retirement needs.
What is the difference between a Traditional and Roth IRA?