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Insurance

Life throws you a curve ball once in awhile. Be prepared with the right type and amount of insurance to protect you, your family and possessions.

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What are my long-term care needs?

Article: 3 Reasons to Re-think Long-term Care Planning, Regardless of Your Net Worth

Consider what could happen to your family's finances if you needed to divert your assets or retirement income to pay for long-term care. Which assets would you liquidate first? There are probably some alternatives you've never considered. Read to learn more.



Article: Does Your Homeowners Insurance Policy Have a Replacement Cap?

Many consumers assume that if their house is completely destroyed, their insurer will pay whatever it takes to rebuild it. Most insurers, however, set a limit on replacement costs. Typically, this cap equals the replacement value stated in your policy plus 25%. Thus, if your policy pegs the replacement value at $200,000, the insurer will pay no more than $250,000 to rebuild your home.


Article: Four Insurance Plans You Should Consider

At Insurance Solutions, a wholly-owned subsidiary of South Carolina Federal Credit Union, professional non-commissioned agents will help you explore your insurance needs and options such as: Health Insurance, Medicare Supplement, Disability Insurance and Life Insurance.



Article: Some Accounts Boost Coverage

When it comes to finances, you don't want to lose. That's why the National Credit Union Administration (NCUA), an independent government agency that insures credit union members' funds, has insurance rules for two common types of accounts, giving you and other members deposit insurance coverage and peace of mind.


Article: Long-Term Care Insurance: Think Before You Leap

Baby boomers are closing in on retirement, and they worry about outliving their assets. Is long-term care (LTC) insurance the panacea? A recent study by Consumers Union reported that, "for most people, long-term care insurance is too risky and too expensive." It isn't a one-size-fits-all product.



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