Money management is the process of knowing where you are spending your money today and having a well-thought-out plan in place for where you want it to go in the future. This seminar focuses on setting specific goals, tracking your spending, designing a budget, saving, and more! BUILDING A BUDGET
A budget is the most powerful tool available for establishing financial control. Attendees will learn how to design realistic spending plans to live within their means and savings plans to reach their goals. Within that framework, we discuss different options available for getting out of debt, staying out of debt, and maintaining motivation. UNDERSTANDING YOUR CREDIT REPORT
Credit reports and credit scores, as well as the rights and responsibilities that accompany them, are a concern to many consumers. This seminar provides an overview of credit bureaus, credit scoring and the Fair Credit Reporting Act as well as specific guidance on disputing inaccuracies, improving your credit score, and dealing with identity theft and fraud. IDENTITY THEFT
This presentation provides an overview of common identity theft practices, tools for preventing identity theft, and specific steps for victims of these kinds of crimes to take in order to minimize damage. HOMEOWNERSHIP: START THE HOME BUYING PROCESS OFF RIGHT!
For many, owning a home is a dream and a very important financial goal. The preparation for homeownership begins long before the purchase actually takes place. This seminar covers information about the pre-purchase process, types of mortgages, loan qualifications, and more. THE CAR BUYING EXPERIENCE: SHOPPING IN TODAY’S MARKET
New vs. used. Buy vs. lease. 0% financing vs. rebate. With so many choices available, buying a car can sometimes be confusing and stressful. This seminar covers car shopping considerations, whether you should buy new or used or lease, your credit score and financing, getting the best price and more. FINANCES FOR COLLEGE STUDENTS
This seminar provides students with the tools they need to begin financial adulthood on the right foot. They will learn how to use credit wisely, establish a positive credit history, manage their checking and savings accounts, create a budget, and pay bills responsibly. THE PSYCHOLOGY OF SPENDING
Each person has a money personality that influences attitudes about spending and saving. By recognizing the tendencies and attitudes that have shaped past decisions, participants will be able to make the necessary adjustments to change bad financial habits into productive ones. TEENS AND MONEY
This seminar is designed to educate and motivate adolescents to be financially responsible. It discusses money management, preparing for future bills, buying a car, managing checking and savings accounts, using credit wisely, and investing. HOW TO LAND A GREAT JOB!
Get an insider’s look at what Employer of Choice® companies look for in top candidates. Our recruiting team will cover job search secrets, resumé and interview tips, and more. YOUR CREDIT SCORE
Knowing how credit scores work can help consumers obtain credit at a low cost. This workshop reviews the various types of scoring models being used today, including FICO and VantageScore, how they are calculated and what one can do to have a good score.WOMEN AND MONEY
Women often face unique situations and expectations. This workshop covers topics that all women deal with, such as budgeting, and credit, as well as the financial impact of life stages many women face, such as having children, divorcing, and becoming a widow.GUIDE TO RENTING
Renting an apartment can be an intimidating process for those who are doing it for the first time. Topics discussed in this presentation include searching for an apartment, signing a lease, having a roommate, and breaking a lease.