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How Much Vehicle Can I Afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments. The down payment, interest rate, and term of your loan will also determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on an automobile.

Down payment (include cash on hand, trade-in value, cash rebate, etc.) ($)
Desired monthly payment ($)
Annual interest rate
Term of the loan (months)

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