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What are my long-term care needs?

There are basically three ways to fund your long-term care needs: self-insure, qualify for Medicaid, or obtain long-term care insurance. Use this calculator to determine your potential long-term care needs and how long your current assets might last.

Age, Savings and Assumptions
Your current age
Age estimated to begin long-term care
Annual cost of long-term care in today's dollars ($)
Annual long-term care inflation: (%)
Number of years estimated to need long term care
Value of funds already set aside by you for long term care ($)
Recommended Savings Assumptions
Before-tax return: (%)
Marginal tax bracket: (%)
Annual increases: (%)

Online Banking

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

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Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)