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Christmas Club

Looking forward to the holidays but not to the bills that can come in the New Year? Let South Carolina Federal help you spread some cheer while keeping your wallet happy!

Open** a Christmas Club* and start saving a little each month for your holiday shopping!

  • Convenience – Automatically transfers to your Share Savings account in October – just in time for Christmas
  • Dividends – Earn dividends on $5 or more
  • Flexibility – Save a lot or a little – set up automatic transfers through Online Banking, or call to have a portion of your South Carolina Federal account's direct deposit go to your Christmas Club

Ready to start saving?

Three easy and convenient ways to apply:

Online button By phone button In branch button

Not a Member?

If you're not currently a member of South Carolina Federal you can still apply for a Christmas Club. Want to learn more about joining the credit union? Learn more

Tips for Holiday Shoppers

Experts suggest Americans spent on average $700 on holiday shopping. Spread that over 12 months by saving just $60 a month in a Christmas Club account.

For easy gift giving, consider a South Carolina Federal Credit Union VISA® Gift Card. Instant issue cards can be obtained at any South Carolina Federal branch for only $2.95 and can be used anywhere Visa is accepted.

SiMPLECENTS – Staying out of debt this holiday season…


Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).