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Home Equity Loans

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Today's rates: As low as 4.125% APR*

Are you looking to complete that home improvement project, pay educational expenses or consolidate some high interest debt? With a Home Equity Loan from South Carolina Federal, you can meet your financing needs. We offer great rates, convenient payment options and much more.
With a Home Equity Loan, you can use the equity in your home to meet your financing needs. A Home Equity Loan provides a fixed rate and fixed payment option so you can budget ahead of time. And the interest you pay using your home equity loan may be tax deductible; consult your tax advisor.

  • Competitive closing fees
  • No pre-payment penalty
  • Everyday low rates


* Rate is current as of 3/1/2015. Payment on a 10-year, $15,000 home equity loan at 4.125% is $153 a month. Rates and terms are dependent upon your creditworthiness, collateral and are subject to credit approval and may change at any time without notice. Property insurance is required and flood insurance where applicable. Restrictions may apply.  


Ready To Apply?

South Carolina Federal offers the help of a personal mortgage loan officer for all of our mortgage services. Use the tool below to choose a financial center nearest you and get in touch with your local mortgage loan officer.

For all other mortgage inquiries, please contact us.

Not A Member?

If you’re not currently a member of South Carolina Federal Credit Union, you can still apply for a Home Equity Loan and qualify for membership. Want to learn more about joining the credit union? Learn more

Online Banking

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)