Home Equity Loan hero
Home > Personal-Banking > Mortgages > Home Equity Loans

Home Equity Loans

Apply now button
Are you looking to complete that home improvement project, pay educational expenses or consolidate some high interest debt? With a Home Equity Loan from South Carolina Federal, you can meet your financing needs. We offer great rates, convenient payment options and much more.
With a Home Equity Loan, you can use the equity in your home to meet your financing needs. A Home Equity Loan provides a fixed rate and fixed payment option so you can budget ahead of time. And the interest you pay using your home equity loan may be tax deductible; consult your tax advisor.

  • Competitive closing fees
  • No pre-payment penalty
  • Everyday low rates

Ready To Apply?

South Carolina Federal offers the help of a personal mortgage loan officer for all of our mortgage services. Use the tool below to choose a branch nearest you and get in touch with your local mortgage loan officer.

For all other mortgage inquiries, please contact us.

Not A Member?

If you’re not currently a member of South Carolina Federal Credit Union, you can still apply for a Home Equity Loan and qualify for membership. Want to learn more about joining the credit union? Learn more

Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).