Home Equity Loan hero
Home > Personal-Banking > Mortgages > Home Equity Loans

Home Equity Loans

Apply now button
Are you looking to complete that home improvement project, pay educational expenses or consolidate some high interest debt? With a Home Equity Loan from South Carolina Federal, you can meet your financing needs. We offer great rates, convenient payment options and much more.
With a Home Equity Loan, you can use the equity in your home to meet your financing needs. A Home Equity Loan provides a fixed rate and fixed payment option so you can budget ahead of time. And the interest you pay using your home equity loan may be tax deductible; consult your tax advisor.

  • Competitive closing fees
  • No pre-payment penalty
  • Everyday low rates

Ready To Apply?

South Carolina Federal offers the help of a personal mortgage loan officer for all of our mortgage services. Use the tool below to choose a financial center nearest you and get in touch with your local mortgage loan officer.

For all other mortgage inquiries, please contact us.

Not A Member?

If you’re not currently a member of South Carolina Federal Credit Union, you can still apply for a Home Equity Loan and qualify for membership. Want to learn more about joining the credit union? Learn more

Online Banking

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)