Construction loan hero
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Construction Loans

Looking to build a new home? South Carolina Federal Credit Union offers a construction loan program that can help make that dream home a reality.

Our construction loan program offers a short-term financing solution so that you can begin construction right away. And this loan will then convert to a permanent mortgage once construction is complete. Your lot purchase may be included in your construction loan.

  • Competitive low rates
  • No pre-payment penalty
  • No negative amortization

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Not A Member?

If you’re not currently a member of South Carolina Federal Credit Union, you can still apply for a construction loan and qualify for membership. Want to learn more about joining the credit union? Learn more


Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).