Construction loan hero
Home > Personal-Banking > Mortgages > Construction Loans

Construction Loans

Looking to build a new home? South Carolina Federal Credit Union offers a construction loan program that can help make that dream home a reality.

Our construction loan program offers a short-term financing solution so that you can begin construction right away. And this loan will then convert to a permanent mortgage once construction is complete. Your lot purchase may be included in your construction loan.

  • Competitive low rates
  • No pre-payment penalty
  • No negative amortization

Checkout current rates button find a loan officer button

Not A Member?

If you’re not currently a member of South Carolina Federal Credit Union, you can still apply for a construction loan and qualify for membership. Want to learn more about joining the credit union? Learn more


Online Banking Enrollment

A South Carolina Federal Credit Union representative will assist you in the Online Banking enrollment process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)