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Personal Line of Credit

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Looking to make a big purchase, take a trip, pay tuition or repair your car? Let South Carolina Federal Credit Union help you reach your goal with a Personal Access Line of Credit.
The personal access line of credit can provide you with a line of credit for your financing needs. Funds can be accessed through Phone Banking and ATMs. This account can also be used as overdraft protection for your South Carolina Federal checking account.

  • Competitive low rates
  • No pre-payment penalty
  • Approved credit limit. You only need to apply once

Ready To Apply?

Three easy and convenient ways to apply:

Online button By phone button In branch button

Not A Member?

If you’re not currently a member of South Carolina Federal Credit Union, you can still apply for a loan and qualify for membership. Want to learn more about joining the credit union? Learn more

Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).