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Personal Line of Credit

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Looking to make a big purchase, take a trip, pay tuition or repair your car? Let South Carolina Federal Credit Union help you reach your goal with a Personal Access Line of Credit.
The personal access line of credit can provide you with a line of credit for your financing needs. Funds can be accessed through Phone Banking and ATMs. This account can also be used as overdraft protection for your South Carolina Federal checking account.

  • Competitive low rates
  • No pre-payment penalty
  • Approved credit limit. You only need to apply once

Ready To Apply?

Three easy and convenient ways to apply:

Online button By phone button In branch button

Not A Member?

If you’re not currently a member of South Carolina Federal Credit Union, you can still apply for a loan and qualify for membership. Want to learn more about joining the credit union? Learn more

Online Banking

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)