Want to lock in a higher rate? Plan on saving for 3 to 60 months? A Share Certificate may work for you. With as little as $500, our Share Certificates offer a variety of maturities, from 3 to 60 months. Longer maturities earn higher dividends.
Looking to invest over $50,000 and want a higher rate? Plan on saving for 3 to 60 months? A Jumbo Share Certificate may work for you.
- Convenience – Pick your term
- Security – Funds insured up to $250,000
- Flexibility – We offer a 36-month Step-Up option that lets you "step up" to a higher dividend rate once during the term
Ready To Open A Share Certificate?
Two easy and convenient ways to apply:
Not A Member?
If you're not currently a member of South Carolina Federal, you can still apply for an IRA. Want to learn more about joining the credit union? Learn more.
Member Savings Tips
Rates: View our current IRA Certificate Rates
Calculate: How long will it take you to reach your savings goal?