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IRA Savings

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Wondering if you should open an IRA? What is the difference between a Traditional and Roth IRA? What is a Coverdell Education Savings Account (ESA)? Want to move money from one IRA to another IRA of the same type? What about a direct transfer from a Qualified Retirement Plan (QRP) to an eligible IRA? That’s a lot of questions – let us help by answering these and more and helping you compare what may work best for you.

South Carolina Federal offers an IRA Savings* account for Traditional IRAs, Roth IRAs and ESAs with no annual maintenance fees, and tax benefits may apply (consult your tax advisor regarding your personal situation).

  • Life Simplified – Let us assist you in moving an IRA or starting a new account
  • Security – IRA accounts are federally insured separately from regular savings, up to $250,000
  • Convenience – Let us help you set up the account that is right for you

Ready To Start Saving?

Accounts require personal attention and specific documentation and, therefore, are opened in a financial center:

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Not A Member?

If you're not currently a member of South Carolina Federal, you can still apply for an IRA. Want to learn more about joining the credit union? Learn more.

Tips For Saving

Rates: View our current IRA Certificate Rates

Calculate: How long will it take you to reach your savings goal?

Online Banking

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)