IRA Share Certificates
IRA Share Certificates are a great way to lock in a higher rate on your IRA Savings account. With as little as $500 in your IRA Savings *, you can open an IRA Share Certificate. We offer a variety of maturities, from 3 to 60 months, and longer maturities earn higher dividends.
With $50,000 in your IRA Savings*, you can open a Jumbo IRA Share Certificate.
- Convenience – Pick your term
- Security – Funds insured up to $250,000
- Flexibility – We offer a 36-month Step-Up option that lets you "step up" to a higher dividend rate once during the term
Ready to start saving?
Two easy and convenient ways to apply:
Not A Member?
If you’re not currently a member of South Carolina Federal, you can still apply for an IRA. Want to learn more about joining the credit union? Learn more.
Member Savings Tips
Rates: View our current IRA Certificate Rates
Calculate: How long will it take you to reach your savings goal?
*IRA Club accounts required with all IRA Share Certificates