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South Carolina Federal offers several different investment options to help make growing your money simplified. Check out our flexible and convenient certificate options or see if an IRA is right for you.

IRA Savings

South Carolina Federal offers an IRA Savings* account for Traditional IRAs, Roth IRAs and ESAs with no annual maintenance fees, and tax benefits may apply (consult your tax advisor regarding your personal situation).  

Share Certificates

Planning on saving for three to sixty months? A Share Certificate may work for you.

IRA Share Certificates

A great way to lock in a higher rate on your IRA Savings account.


Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).