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Apply For A New Or Used Vehicle Loan In Minutes!

Need a loan?

  • Rates starting at 2.49%
  • Fast and easy online application process 
  • Discounted insurance, Guaranteed Asset Protection and Mechanical Warranty protection
  • Think 0% vs rebate is a better deal? Find out now with our free calculator

 If you live, work, worship or attend school in one of the following counties you are eligible!

  • Charleston
  • Dorchester
  • Berkeley
  • Calhoun
  • Georgetown 
  • Orangeburg 
  • Most of Lexington and Richland Counties

You can also join if an immediate family or household member qualifies, even if that person does not have an account with us. "Immediate family or household" includes 

  • Spouse 
  • Children/Stepchildren/Adopted children 
  • Sibling/Stepsibling
  • Parents/Stepparents
  • Grandparents
  • Grandchildren
  • Two people sharing a residence (home, apartment, condo)
  • Domestic partners (unmarried people who live together)
  • Legal guardian relationships


Select from accounts designed to meet every member’s financial needs with checking, savings, investments, loans, credit cards and insurance products.



Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).