Simple Cents®

Home and Flood Insurance - Know Your Coverage
22 May 2019

The approach of a hurricane is an awful time to discover that your home may not be adequately covered by insurance.


Credit Cards vs Debit Cards
08 Mar 2019

 Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two.


5 Ways to Pay Off a Loan Early
25 Feb 2019

If you're like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life.

Tax Code Changes 2019
01 Feb 2019

Annual tax code changes can be confusing. But don't worry, we’ll walk you through everything you need to know for 2019.


6 Ways to Earn Money Online
18 Jan 2019

Are you looking for some extra cash to jumpstart your savings? Desperate to stop living paycheck to paycheck? Want to make 2019 the year you finally get debt-free? 


Attainable Financial Resolutions for the New Year
04 Jan 2019

Money-based resolutions are popular every year, but many people struggle to follow through on saving more and spending less. Here are six ways you can realistically make progress on improving your finances:


De-Stressing After the Holidays
21 Dec 2018

The holidays are just about over, so the celebrations are coming to an end. No more sleeping well into the morning hours, eating a late breakfast or partying away into the night. No matter how hard we try to stretch those vacation days, we all have to go back to work eventually.


Holiday Hacks for Travelling College Students
20 Dec 2018

With the holiday season upon us, college students across the country are heading home for break. But when you have to book airfare or train tickets during one of the most popular travel seasons, you’re looking at some big expenses.


How To Be The Host With The Most Without Draining Your Account
18 Dec 2018

Q: It’s my turn to host my family for the holidays. How can I entertain the crowd without spending a fortune?


Debit Card Safety
28 Nov 2018

How do you pay for your purchases? It may be instinct for you to pull out any piece of plastic without thinking, but your random card of choice might not be the safest way to pay. Let’s explore when and how to use your debit card. 


7 Naughty Scams to Watch Out for This Holiday Season
28 Nov 2018

'Tis the season to be jolly! And unfortunately, 'tis also the season for scammers to go after your hard-earned dollars. Keep your money safe by reading up on the most common scams taking place this time of year and practicing caution.


6 Apps to Download This Black Friday
23 Nov 2018

Shop with confidence this Black Friday and throughout the holiday season by downloading these convenient shopping apps.


10 Restaurant Hacks
06 Nov 2018

Americans love eating out. According to the USDA's food expenditure data, millennials spend more than 44 percent of their food budget on this meal option. In addition, other data proves that Americans spend a lot more on restaurants and bars ($54.86 billion) than they do on their groceries ($52.5 billion).


Staying Safe Online
27 Sep 2018

A hacked or compromised computer can put you at risk for money loss, phishing scams or even complete identity theft.


What to Do about Robocalls
09 Aug 2018

Are you sick of your phone ringing five times a day only to pick up and find yet another robocaller on the other end?


Back to School Shopping Hacks
07 Aug 2018

Between new backpacks, textbooks, a long list of supplies and a fresh autumn wardrobe, most parents are looking at a bill of close to $700 for school-related expenses this season.


Avoiding Free Trial Scams
03 Aug 2018

You know what they say: "If it's too good to be true, it probably is." And yet, dozens of people fall for scams that promise them the moon - and they don't realize they've been played until it's too late.


How Many Credit Cards Should I Own?
11 Jul 2018

The importance of maintaining a good credit score is old news. As you likely know, the higher your score, the more attractive you will be to potential lenders, making larger loans and better interest rates more accessible.


Celebrate Fathers Day without Breaking the Bank
15 Jun 2018

Many people panic and run straight for the ties. Here are 20 ways you can celebrate your father this Father’s Day.


5 Ways to Budget for Your Wedding
13 Jun 2018

Q: I'm ready to tie the knot, but I don't know if I can afford to have a wedding! Between the flowers, gown and venue, it will cost thousands and thousands of dollars. How can I cut costs without compromising on my special day?


What to Grab and What to Skip in June
30 May 2018

If you know what to look for, you can find great deals on all kinds of stuff during the first month of summer. Use this handy list to see what to grab and what to skip this June.


Should I Start My Own Business?

Millions of Americans dream of starting their own business. The risks are high, and many small businesses fail. Entrepreneurship isn’t for everyone. But the rewards are high, too. Before you quit your job, here are some questions to ask yourself.


Video: Take the Stress out of Banking

Use these how-to videos to learn about text banking, our mobile app, online banking and more at South Carolina Federal Credit Union.


How to Protect Yourself from Identity Theft

Identity theft can be expensive, stressful and extremely complicated to recover from. Here are seven ways to protect yourself and your most important data from identity thieves.


Feeling Stuck in Your Car Loan? Might Be Time to Shop Around!

Some bills can’t be changed. Refinancing your vehicle loan can lead to a lower monthly payment, a shorter payment term or both!


The Dos and Don'ts of Credit Repair

If you’ve recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or victimized by identity theft.


7 Ways to Spring Clean for Extra Cash

When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape. But there’s more than just a neat house awaiting the end of all that hard work. With just a few steps, you can put some extra cash in your wallet. 


Emergency Funds – Not Just for Adults!

April is National Credit Union Youth Month, and all month long we're sharing tips and tricks to get kids interested in saving.