Electronic Merchant Systems

Need to accept credit cards? South Carolina Federal works with EMS (Electronic Merchant Systems) to help our business service customers get the help and equipment they need.

Why would you want merchant services for your business?

  • Convenience to your customers
  • Increase your sales competition
  • Reduce dependence on checks

 EMS provides:

  • 24/7/365 customer service
  • Competitive processing rates
  • Debit and ATM and check guarantee and conversion
  • eCommerce solutions
  • Gift card and loyalty programs
  • Wireless credit card and check processing
  • Top-of-the-line equipment solutions for any type of business (including mobile solutions)

For more details on EMS, please visit their website at EMSCorporate.com

Ready To Apply?

If you are currently a credit union member interested in merchant services or would like to apply for membership:

First, make sure you have all of the required forms of identification for your business type. Business Account Requirements

Next, contact a Business Services Officer:

In branch button By phone button Email button

Online Banking

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)