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Home Equity Line of Credit

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The Business Home Equity Line of Credit (HELOC) offers flexibility and convenience. Our HELOCs provide you with an option to use your personal property as collateral for business needs. If you are just starting a business or need to make a major business purchase, a HELOC could be a great option.

  • Low interest rate
  • Interest only and percent of balance payments
  • Loan amount determined by equity in real estate property
  • Secured by principal residence of the business owner

Ready To Apply?

First, make sure you have all of the required forms of identification for your business type. Business Account Requirements

Need help or more information? Contact a Business Services Officer:

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Not A Member?

If you’re not currently a member of South Carolina Federal Credit Union, you can still apply for a business account and qualify for membership. Learn more about personal membership, and for more details, contact our business services team.

Business Application Forms

Personal Financial Statement Form

Online Business Banking & Cash Management Agreement 

Business Loan Application (PDF Version)


Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).