We are a Best Mortgage in Charleston award winner. Come see why.

As a direct lender, South Carolina Federal is happy to service all of your mortgage needs—from residential mortgages and refinancing to home equity and construction loans. Plus, the South Carolina Federal Online Mortgage Center makes getting started fast and easy. Get started today.

Residential Mortgage Loans

Looking to purchase a home? Need to refinance to a lower rate? Learn more about our residential mortgage services.

Home Equity Lines of Credit

With a Home Equity Line of Credit, you can use the equity in your home to meet your financing needs.

Home Equity Loans

Are you looking to complete that home improvement project, pay educational expenses or consolidate some high interest debt? With a home equity loan from South Carolina Federal, you can meet your financing needs.

Construction Loans

Looking to build a new home? Ask about our construction loan program.
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