Are you ready to hit the water in a new or used boat?

South Carolina Federal offers a number of financing options to fit your needs. Purchase new, used, refinance, or pre-qualify - choose a loan that fits your needs.

  • Affordability - low rates
  • Pre-qualify to know what you can spend
  • Free automatic payments
  • No early payoff penalty
  • Rate discounts for Premium & Simple checking members

Today's Rates

  • New Recreational (Boats, Motor, Trailer, Sailboats, Camper, Motorized RV):
    • As low as 5.99% Annual Percentage Rate (APR) for up to 60 months
    • As low as 6.75% APR for 61-144 months*
  • Used Recreational (Boats, Motor, Trailer, Sailboats, Camper, Motorized RV):
    • As low as 6.49% Annual Percentage Rate (APR)*
  • New Recreational (Motorcycles, Four Wheelers, Jet Skis):
    • As low as 6.25% Annual Percentage Rate (APR) for up to 60 months
    • As low as 9.50% APR for 61-72 months*
  • Used Recreational (Motorcycles, Four Wheelers, Jet Skis):
    • As low as 6.75% Annual Percentage Rate (APR)*
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  • Rate may vary based on individual creditworthiness
  • Terms and conditions subject to change without notice
  • Subject to credit approval
  • *APR is accurate as of 12/3/18. APR applies to loans with terms up to 60 months and requires a minimum of a 710 credit score. Additional terms and conditions may apply. Additional rates and terms are available, and all are dependent upon your creditworthiness, collateral and are subject to change.