smpl. is your local source for fun events, solid info, and smart wallet tips. We are proud to be part of South Carolina Federal Credit Union and we know a thing or two about finances. We know that no one loves talking about finances or feeling like they’re being pressured. That’s why we host fun, local events to engage and activate 18-25 year olds in the after-hours. We also present informational financial education seminars during the day.

We believe you can never be too in the know, so we strive to inform you on local events, charitable causes, and the secret to retiring by 30 (ok, maybe that’s a stretch, but we’ll help you navigate the financial waves).

25-and-Under Checking

South Carolina Federal Credit Union offers just about everything you need in the world of financial services. We can help you sort things out when it comes to savings and investments, checking, credit cards and loans.

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The Credit Union Difference

Credit union membership is ownership. We are not-for-profit and exist only for the financial benefit of our membership. As a result, South Carolina Federal is able to pay pretty sweet dividends on savings and offer some wallet-friendly interest rates on loans.

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Educate

We have a number of tools, calculators and articles to help you maximize your financial future.

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Scholarships

Need some extra cash for college? You're in luck – this year South Carolina Federal Credit Union is hosting its 6th annual competition awarding $7,500 in scholarships!

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Technology

With South Carolina Federal Credit Union’s Mobile Banking, you don’t have to wait until normal business hours to do your banking. We make it easy to access your money anytime and anywhere you want. Just text us, use your Web browser, or download our smartphone and tablet apps available for iPhone®, iPad®, Kindle Fire™ or Android™ to access your account at your fingertips!

Smartphone & Tablet Apps

South Carolina Federal Credit Union offers just about everything you need in the world of financial services. We can help you sort things out when it comes to savings and investments, checking, credit cards and loans.

Learn More »

Text Banking

Send a text message to 898265 with the appropriate banking command, and immediately receive the information you want. You can receive accounts balances and set up low balance alerts. Message and data rates may apply. Terms and conditions can be found by clicking Learn More. Common text commands are:

  • BAL (primary account balance)
  • HIST + texting nickname (account history)
  • STOP (cancel)

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Online Banking
Enrollment

A South Carolina Federal Credit Union representative will assist you in the process. To enroll, please visit one of our financial centers or call our Contact Center:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

Forgot your User ID?

Please call our Contact Center for assistance:

  • 843.797.8300  (Charleston)
  • 803.738.8300  (Columbia)
  • 843.545.8300  (Georgetown)
  • 800.845.0432  (Nationwide)

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