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Step 1: Why Join South Carolina Federal?

  • Non-Profit: When our Credit Union earns income it gets invested back into the organization and its membership.
  • Safety & Soundness: Member funds are insured by the NCUA up to $250,000.
  • A Full Service Institution: We offer the products and services you need.
  • The Member Advantage: At South Carolina Federal you’re a member AND an owner of the credit union.

Products That Make Your Life Simplified™


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  • Simple checking products that fit your lifestyle with great perks.
  • Excellent savings and investment options insured by the NCUA.
  • Vehicle loans, credit cards, and more with low rates and great service.
  • The Best Mortgage Guarantee. Local mortgage loan officers to service all your mortgage needs.

We're All About Your Convenience


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  • 74 ATMs in our market areas and over 30,000 on our CO-OP network.
  • Bank anywhere with Mobile Apps, Mobile Banking, Remote Deposit, and Text Banking.
  • Pay bills, manage accounts, and track spending with Online Banking.
  • 17 local branches with free coin counters, no deposit slips, and friendly service.

Next step: Qualify


Online Banking Enrollment

Enrolling in Online Banking is simple and FREE:

  1. Enter your User ID
  2. Enter Phone Banking PIN as your Password
  3. Click on the LOG IN button

If you don't know your Phone Banking PIN, please contact us at 843.797.8300 (Charleston) or 800.845.0432 (Nationwide).