on BALANCE TRANSFERS
for 6 months
on PURCHASES for 6 months
made within the first 60 days of card opening
(Variable APR ranging from 13.99% to 17.99% thereafter.3)
APR as Low as
Minimum Credit Line
Secured Card Option
$1 = 1 Reward Point4
Prime + 6.99%5
1% Cash Back4
Prime + 7.99%5
$50 on $500 Spent inFirst 90 Days6
1.5% Cash Back4
Prime + 8.99%5
$150 on $1,500 Spent inFirst 90 Days6
1 Promotional period runs from 1/1/2023 through 2/28/2023. Introductory rate and 3% balance transfer fee will apply for all balance transfers made during promotional period. Maximum balance transfer fee of $500 per transfer. Balance transfer request must be submitted, approved, and accepted by 2/28/2023 to receive introductory rate. Balance transfers may not be used to repay existing South Carolina Federal Credit Union loan products. Excludes transfers from existing South Carolina Federal credit cards. For balance transfers from other issuers/merchants, continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment. South Carolina Federal will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers processed after the promotional period will incur finance charges at the standard rate. Six-month promotional rate will begin the business day the transfer is made. At the conclusion of the 6-month period, any remaining balance will incur finance charges at the standard rate.
2 Introductory APR will apply for 6 months to the balance of the purchases made within the first 60 days of card opening. After 6 months, your qualifying rate will apply to any remaining balance.
3 APR accurate as of 1/1/2023. Rates based on creditworthiness and vary with the market based on the Prime Rate as covered in the Finance Charge section of your Agreement. Up to 2% Foreign Transaction Fee applies to Platinum Mastercard and Platinum Cash Rewards Mastercard.
4 Please refer to your Credit Card Agreement for details and limitations on Rewards.
5 APRs for purchases and balance transfers as low as rate stated in chart, and subject to credit approval. APR for cash advances is 17.99%.
6 Offer valid only on purchases. Amount will be applied to your cash rewards balance within 90 days.
Terms and conditions subject to change without notice.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
This Platinum Credit Card Agreement and Disclosure, Cash Rewards Credit Card Agreement and Disclosure and World Credit Card Agreement and Disclosure reflects the provisions of the agreement and the pricing information in effect as of the date on the Agreement & Disclosure. Any agreements posted with the CFPB may reflect terms from the prior calendar quarter, which are no longer in effect.